Buy to Let Mortgages

Grow Your Property Portfolio

At Titan Funding, we help landlords and investors secure competitive buy-to-let (BTL) mortgages to build or refinance their property portfolios. Whether you’re purchasing your first rental property or expanding an established portfolio, we connect you with lenders who understand the needs of property investors.

✓ Purchase single or multi-unit rental properties

✓Refinance existing BTL mortgages for better terms

✓Invest in HMOs, student lets, or holiday rentals

✓Expand your portfolio through limited company structures

Access to Specialist BTL Lenders

From mainstream banks to specialist lenders, we match you with providers that cater to your investment strategy.

Support for Limited Company BTL

We help structure your mortgage efficiently for tax and growth advantages if you're investing through a limited company.

Options for All Landlords

Whether you're a first-time investor or managing a large portfolio, we offer tailored finance to suit your needs.

Competitive Rates and Flexible Terms

Access attractive interest rates, flexible repayment structures, and interest-only options.

Tailored Finance

We work with a broad panel of BTL lenders to offer bespoke mortgage solutions, including options for limited companies, HMOs (Houses in Multiple Occupation), and portfolio landlords. Our goal is simple: to help you maximise returns and grow your rental income with confidence.

Expert Guidance Every Step

Specialised BTL Lenders

Our Process

Free Initial Consultation

Speak with one of our finance experts to discuss your business goals and financial needs. We'll assess your requirements and recommend the best funding options available.

Tailored Loan Proposal

We’ll match you with the right lenders from our extensive network, presenting you with personalised financing options that align with your business strategy.

Fast Application Processing

Submit your documents and financials for a streamlined, hassle-free approval process, often with decisions in as little as 24 hours.

Flexible Funding and Ongoing Support

Once approved, receive your funds quickly and benefit from ongoing support as your business grows.

Long-Term Partnership

At Titan Funding, we’re committed to building lasting relationships. We’ll continue to support your business as it evolves, helping you seize new opportunities and overcome challenges.

Frequently Asked Questions

Can I get a buy-to-let mortgage as a first-time landlord?

Yes. While some lenders require experience, we also work with providers that support first-time landlords with strong applications and realistic rental projections.

What deposit do I need?

Most BTL mortgages require a deposit of 20–25% of the property value, though this may vary based on the lender and property type.

Can I use a limited company to purchase BTL property?

Absolutely. Many investors now choose this structure for potential tax efficiency. We offer specialist support and lender access for limited company BTL mortgages.

Is rental income used to assess affordability?

Yes. Lenders typically assess affordability based on the projected rental income, often requiring it to cover 125–145% of the mortgage payment.

Can I refinance my current BTL mortgage?

Yes. We can help you switch to a better deal, release equity for further investment, or restructure your finance.

Book a Free Consultation

Ready to Take Your Business Further?

Get in touch today to discuss your financial needs. Whether you’re looking to scale up, secure working capital, or invest in property, we’re here to support your ambitions.